How to Withdraw PayPal Money in Kenya
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In this article
Kenyan PayPal users can check two officially documented withdrawal routes: Equity’s PayPal withdrawal service and the M-PESA PayPal service. Use a route offered for your account and complete the required linking and verification.
Before you start
You need access to your PayPal account and the receiving account or wallet. Check that the account details satisfy the provider’s linking requirements. Review any PayPal account restrictions before starting a withdrawal.
Withdraw through Equity
- Sign in to Equity Mobile or Equity Online through the bank’s official channels.
- Open the PayPal service and follow the account-linking instructions.
- Select the linked PayPal account and the eligible receiving bank account.
- Enter the withdrawal amount. Review the applicable charge, conversion rate, receiving currency and amount before confirming.
- Save the reference and check both accounts. Equity advertises instant withdrawals, but follow the status shown for your transaction if verification or processing is pending.
Withdraw through M-PESA
- Open the PayPal service through the official M-PESA channel. Follow Safaricom’s current service instructions to link your eligible Kenyan PayPal and M-PESA accounts.
- Choose withdrawal from PayPal to M-PESA and enter the amount.
- Review the conversion and amount to be credited before authorising the transaction.
- Keep the confirmation and check your M-PESA balance. Follow up through official support if the transfer remains pending.
Safaricom’s published PayPal terms specify a 3% conversion fee for withdrawals and top-ups. Read the current quote rather than treating an old exchange-rate example as today’s rate. Equity applies its own withdrawal pricing; compare the final amount received for the same PayPal amount.
Warning: Never give another person your PayPal password or a verification code to withdraw on your behalf.
Archived illustration
The original image shows an old Payoneer virtual-account workaround. It is retained as an archive image and is not an instruction to link that account to PayPal.
