Wednesday, April 30, 2014

Safaricom Airtime Purchase: How to Reverse an Mpesa Transaction

Have you erroneously bought Safaricom airtime using Mpesa? Don't panic, there is a now a way you have such a transaction reversed in a few short minutes. And, the beauty of it is that you don't have to call the annoying 234 number that takes forever to connect you to a customer service representative.


Safaricom Instructions

  1. Get in touch with the Safaricom customer support team at their Facebook page here or via Twitter @Safaricom_Care. Post a message to the Facebook page or send out a tweet.
  2. Someone from the team will get back to you and reverse the transaction.
  3. Voila! that's it, the day is saved.

Tips & Warnings

  • DO NOT use the airtime purchased by mistake because it won't be possible to reverse the transaction if you have used some airtime.
  • If you need to reverse an Mpesa transaction i.e. where you have sent money to the wrong person, call 234 as fast as possible.

Tuesday, April 29, 2014

Infographic: How to Destroy Productivity

Everybody can do with increased productivity. Being more productive at work can mean more income, better sales, a better chance for promotion and much more. There are many ways that you can destroy your productivity, sometimes without even realizing it. It turns out that some innocuous everyday activities are actually productivity killers. The infographic below sums it up.



Source: Marketo

Monday, April 28, 2014

How to Swim: Learn how in Three Weeks

Have you always wanted to learn how to swim but it scares the hell out of you? Or maybe you simply have never had the opportunity to learn this important life skill. Well, while you can't learn how to swim entirely from a blog post, this article is an important resource to supplement proper lessons.

The best way to learn how to swim fast is to enlist the services of an instructor. This could be someone you pay for swimming lessons or a friend who is willing to commit the time to teach you.


  "People wish to learn to swim and at the same keep one foot on the ground." — Marcel Proust

Swimming Instructions

Become Comfortable in Water 

The first step to swimming is to learn to become comfortable in water. Fear is the greatest hindrance to learning. But, while you should be wary of any large body of water, you cannot learn how to swim by keeping your feet on the ground. Get in the pool at the shallow end, hold onto the rails and relax. Hold your breathe several times and immerse your head in the water for 30 seconds. Open your eyes while under the water to see how it looks. It is much easier see underwater if you are wearing goggles so you may want to invest in a pair. The idea is to get used to the feel of being in water. Do this for two days.

Learn How to Float 

The next step is to learn how to float. At the shallow end, hold the rail with both hands, take a deep breath, stretch your legs and submerge your head in the water. Relax your entire body. Imagine you have fainted and have no control over your limbs. When you are fully relaxed, you will notice that your torso rises and floats in the water. Next, try floating without your hands on the rail. Also, try floating on your back. Stretch your arms and legs wide like a starfish. Remember, you have to be fully relaxed. You should be able to master floating within three days. See the video below, how to float in water for beginners.



Learn How to Kick

When swimming, it is your legs that provide most of the force to propel you forward. To learn how to kick, hold onto the rail and float as instructed above. There are several types of kicks used when swimming but the flutter kick is the most basic and easiest to learn. Watch the video below, how to kick when swimming. You should be able to master this in three days.


Learn How to Crawl

Before you learn a swimming style, you have to learn how to crawl in water. You can crawl from the front or on your back. To do a front crawl, use the flutter kick and apply a forward motion with your arms. You should find yourself slowly inching forward. Practice this several times. By the end of the second week, you should be able to crawl from the front and on your back.   

Learn How to Swim Freestyle


Once you have mastered crawling, you are ready to learn your first style. There are four main swimming styles, namely; freestyle, breaststroke, backstroke and butterfly. The freestyle is easiest to learn and makes use of the flutter kick. See the expert videos below, how to swim the freestyle.



Mastering the Freestyle Stroke


How to Breathe While Swimming Freestyle


Tips & Warnings

  • Try searching OLX and other classified websites to find a swimming instructor. Most public pools such as YMCA have instructors who charge 200-300 shillings per session.
  • Invest in swimming goggles, a kickboard floater and a swim cap for ladies.
  • Swimming is one of the best ways to loose weight and exercise your whole body.
  • Buy a swimming kit that you feel comfortable wearing.
  • Don't try to learn everything at once.






What are the Swift Codes for Kenyan Banks

SWIFT is the acronym for Society for Worldwide Interbank Financial Telecommunication. The SWIFT network enables banks globally to send and receive information on financial transactions in a secure and reliable environment. SWIFT codes are used to transfer money between banks, especially international wire transfers as well as exchange other messages.

A SWIFT code has 8-11 characters. The following are the SWIFT codes for all banks in Kenya. You will notice that some bank branches have different SWIFT codes from the head office.



No Bank  City/Town Branch  Swift Code
1 AFRICAN BANKING CORPORATION LTD NAIROBI ABCLKENAXXX
2 BANK OF AFRICA KENYA LTD MOMBASA (MOMBASA BRANCH) AFRIKENX002
3 BANK OF AFRICA KENYA LTD NAIROBI AFRIKENXXXX
4 BANK OF BARODA (KENYA) LTD KAKAMEGA (KAKAMEGA BRANCH) BARBKENAKAK
5 BANK OF BARODA (KENYA) LTD KISUMU (KISUMU BRANCH) BARBKENAKIS
6 BANK OF BARODA (KENYA) LTD MOMBASA (DIGO ROAD, MOMBASA) BARBKENAMOM
7 BANK OF BARODA (KENYA) LTD MOMBASA (NYALI BRANCH, MOMBASA, KENYA) BARBKENANYA
8 BANK OF BARODA (KENYA) LTD NAIROBI (INDUSTRIAL AREA BR.) BARBKENAIND
9 BANK OF BARODA (KENYA) LTD NAIROBI (NAIROBI MAIN) BARBKENANMO
10 BANK OF BARODA (KENYA) LTD NAIROBI (SARIT CENTRE) BARBKENASAR
11 BANK OF BARODA (KENYA) LTD NAIROBI BARBKENAXXX
12 BANK OF INDIA NAIROBI BKIDKENAXXX
13 BARCLAYS BANK OF KENYA, LTD. ELDORET (ELDORET BRANCH) BARCKENXELD
14 BARCLAYS BANK OF KENYA, LTD. MOMBASA (DIGO ROAD MOMBASA) BARCKENXMDR
15 BARCLAYS BANK OF KENYA, LTD. MOMBASA (NKRUMAH ROAD BRANCH) BARCKENXMNR
16 BARCLAYS BANK OF KENYA, LTD. NAIROBI (BACK OFFICE PROCESSING CENTRE, BANK HOUSE) BARCKENXOCB
17 BARCLAYS BANK OF KENYA, LTD. NAIROBI (CARD CENTRE NAIROBI) BARCKENXNCC
18 BARCLAYS BANK OF KENYA, LTD. NAIROBI (DEALERS DEPARTMENT H/O) BARCKENXDLR
19 BARCLAYS BANK OF KENYA, LTD. NAIROBI (NAIROBI DISTRIBUTION CENTRE) BARCKENXNDC
20 BARCLAYS BANK OF KENYA, LTD. NAIROBI (PAYMENTS AND INTERNATIONAL SERVICES) BARCKENXPIS
21 BARCLAYS BANK OF KENYA, LTD. NAIROBI (PLAZA BUSINESS CENTRE) BARCKENXNPB
22 BARCLAYS BANK OF KENYA, LTD. NAIROBI (TRADE PROCESSING CENTRE) BARCKENXTPC
23 BARCLAYS BANK OF KENYA, LTD. NAIROBI (VOUCHER PROCESSING CENTRE) BARCKENXVPC
24 BARCLAYS BANK OF KENYA, LTD. NAIROBI BARCKENXXXX
25 CENTRAL BANK OF KENYA NAIROBI (BANKING DIVISION) CBKEKENXBKG
26 CENTRAL BANK OF KENYA NAIROBI (CURRENCY DIVISION) CBKEKENXCNY
27 CENTRAL BANK OF KENYA NAIROBI (NATIONAL DEBT DIVISION) CBKEKENXNDO
28 CENTRAL BANK OF KENYA NAIROBI CBKEKENXXXX
29 CFC STANBIC BANK LIMITED NAIROBI (STRUCTURED PAYMENTS) SBICKENXSSP
30 CFC STANBIC BANK LIMITED NAIROBI SBICKENXXXX
31 CHARTERHOUSE BANK LIMITED NAIROBI CHBLKENXXXX
32 CHASE BANK (KENYA) LIMITED NAIROBI CKENKENAXXX
33 CITIBANK N.A. NAIROBI NAIROBI (TRADE SERVICES DEPARTMENT) CITIKENATRD
34 CITIBANK N.A. NAIROBI NAIROBI CITIKENAXXX
35 CITY FINANCE BANK LTD NAIROBI CIFIKENAXXX
36 COMMERCIAL BANK OF AFRICA LTD. NAIROBI CBAFKENXXXX
37 CONSOLIDATED BANK OF KENYA LTD NAIROBI CONKKENAXXX
38 COOPERATIVE BANK OF KENYA LTD., THE NAIROBI KCOOKENAXXX
39 CREDIT BANK LIMITED NAIROBI CRBTKENAXXX
40 DEVELOPMENT BANK OF KENYA LIMITED NAIROBI DEVKKENAXXX
41 DIAMOND TRUST BANK KENYA LIMITED NAIROBI (HEAD OFFICE) DTKEKENAXXX
42 DUBAI BANK KENYA LTD NAIROBI DUKNKENAXXX
43 EASTERN AND SOUTHERN AFRICAN TRADE AND DEVELOPMENTBANK NAIROBI ESATKENAXXX
44 ECOBANK KENYA LTD NAIROBI ECOCKENAXXX
45 EQUATORIAL COMMERCIAL BANK LTD NAIROBI EQUAKENAXXX
46 EQUITY BANK LIMITED NAIROBI EQBLKENAXXX
47 FAMILY BANK LIMITED NAIROBI FABLKENAXXX
48 FIDELITY COMMERCIAL BANK LTD NAIROBI FCBLKENAXXX
49 FINA BANK LTD NAIROBI FBAKKENAXXX
50 FIRST COMMUNITY BANK LIMITED NAIROBI IFCBKENAXXX
51 GIRO COMMERCIAL BANK LTD NAIROBI GIROKENXXXX
52 GUARDIAN BANK LIMITED NAIROBI GUARKENAXXX
53 GULF AFRICAN BANK LTD NAIROBI GAFRKENAXXX
54 HABIB BANK AG ZURICH NAIROBI HBZUKENAXXX
55 HABIB BANK LIMITED NAIROBI HABBKENXXXX
56 HOUSING FINANCE COMPANY OF KENYA NAIROBI HFCOKENAXXX
57 I AND M BANK LTD NAIROBI (FUNDS TRANSFER DEPARTMENT) IMBLKENAFTR
58 I AND M BANK LTD NAIROBI (SETTLEMENT DEPARTMENT) IMBLKENASTL
59 I AND M BANK LTD NAIROBI (TRADE FINANCE DEPARTMENT) IMBLKENATRD
60 I AND M BANK LTD NAIROBI IMBLKENAXXX
61 IMPERIAL BANK LIMITED NAIROBI IMPLKENAXXX
62 INDUSTRIAL DEVELOPMENT BANK LIMITED NAIROBI DEVIKENAXXX
63 KENYA COMMERCIAL BANK LIMITED MOMBASA (TREASURY SQUARE) KCBLKENX080
64 KENYA COMMERCIAL BANK LIMITED NAIROBI (DOMESTIC MONEY MARKET UNIT) KCBLKENXDMM
65 KENYA COMMERCIAL BANK LIMITED NAIROBI (GIGIRI-UNEP BRANCH) KCBLKENX012
66 KENYA COMMERCIAL BANK LIMITED NAIROBI (HEAD OFFICE) KCBLKENXXXX
67 KENYA COMMERCIAL BANK LIMITED NAIROBI (INDUSTRIAL AREA) KCBLKENX002
68 KENYA COMMERCIAL BANK LIMITED NAIROBI (KIPANDE HOUSE) KCBLKENX005
69 KENYA COMMERCIAL BANK LIMITED NAIROBI (KISUMU MAIN) KCBLKENX077
70 KENYA COMMERCIAL BANK LIMITED NAIROBI (MOI AVENUE) KCBLKENX017
71 KENYA COMMERCIAL BANK LIMITED NAIROBI (TREASURY) KCBLKENXTMK
72 K-REP BANK LIMITED NAIROBI KREPKENAXXX
73 MIDDLE EAST BANK KENYA LTD NAIROBI MIEKKENAXXX
74 NATIONAL BANK OF KENYA LTD. NAIROBI (AWENDO BRANCH) NBKEKENX302
75 NATIONAL BANK OF KENYA LTD. NAIROBI (BUNGOMA BRANCH) NBKEKENX957
76 NATIONAL BANK OF KENYA LTD. NAIROBI (BUSIA BRANCH) NBKEKENX828
77 NATIONAL BANK OF KENYA LTD. NAIROBI (CORPORATE DIVISION) NBKEKENX310
78 NATIONAL BANK OF KENYA LTD. NAIROBI (ELDORET BRANCH) NBKEKENX789
79 NATIONAL BANK OF KENYA LTD. NAIROBI (HARAMBEE AVENUE BRANCH) NBKEKENX711
80 NATIONAL BANK OF KENYA LTD. NAIROBI (HILL PLAZA BRANCH) NBKEKENX808
81 NATIONAL BANK OF KENYA LTD. NAIROBI (HOSPITAL BRANCH) NBKEKENX329
82 NATIONAL BANK OF KENYA LTD. NAIROBI (KAPSABET BRANCH) NBKEKENX965
83 NATIONAL BANK OF KENYA LTD. NAIROBI (KARATINA BRANCH) NBKEKENX841
84 NATIONAL BANK OF KENYA LTD. NAIROBI (KENYATTA AVENUE BRANCH) NBKEKENX725
85 NATIONAL BANK OF KENYA LTD. NAIROBI (KISII BRANCH) NBKEKENX815
86 NATIONAL BANK OF KENYA LTD. NAIROBI (KISUMU BRANCH) NBKEKENX761
87 NATIONAL BANK OF KENYA LTD. NAIROBI (KITALE BRANCH) NBKEKENX884
88 NATIONAL BANK OF KENYA LTD. NAIROBI (KITUI BRANCH) NBKEKENX930
89 NATIONAL BANK OF KENYA LTD. NAIROBI (LIMURU BRANCH) NBKEKENX922
90 NATIONAL BANK OF KENYA LTD. NAIROBI (MERU BRANCH) NBKEKENX833
91 NATIONAL BANK OF KENYA LTD. NAIROBI (MOI AVENUE BRANCH) NBKEKENX743
92 NATIONAL BANK OF KENYA LTD. NAIROBI (MOLO BRANCH) NBKEKENX949
93 NATIONAL BANK OF KENYA LTD. NAIROBI (MOMBASA MOI BRANCH) NBKEKENX973
94 NATIONAL BANK OF KENYA LTD. NAIROBI (MOMBASA NKURUMAH BRANCH) NBKEKENX739
95 NATIONAL BANK OF KENYA LTD. NAIROBI (NAKURU BRANCH) NBKEKENX757
96 NATIONAL BANK OF KENYA LTD. NAIROBI (NAROK BRANCH) NBKEKENX868
97 NATIONAL BANK OF KENYA LTD. NAIROBI (NYERI BRANCH) NBKEKENX876
98 NATIONAL BANK OF KENYA LTD. NAIROBI NBKEKENXXXX
99 NATIONAL BANK OF KENYA LTD. RUIRU (RUIRU BRANCH) NBKEKENX337
100 NIC BANK LIMITED NAIROBI (HEAD OFFICE) NINCKENAXXX
101 ORIENTAL COMMERCIAL BANK LTD NAIROBI DELFKENAXXX
102 SOUTHERN CREDIT BANKING CORPORATION LTD NAIROBI SOCRKENAXXX
103 STANDARD CHARTERED BANK KENYA LIMITED NAIROBI (SECURITIES SERVICES UNIT) SCBLKENXSSU
104 STANDARD CHARTERED BANK KENYA LIMITED NAIROBI SCBLKENXXXX
105 TRANS-NATIONAL BANK LIMITED NAIROBI TNBLKENAXXX
106 UBA KENYA BANK LIMITED NAIROBI UNAFKENAXXX
107 VICTORIA COMMERCIAL BANK LIMITED NAIROBI VICMKENAXXX

Resources

Saturday, April 26, 2014

How to Recover Deleted WhatsApp Messages in Android

Have you deleted your WhatsApp chat messages by accident and need them back urgently? Don't panic, there are several methods you can use to recover deleted Whatsapp chats.

Instructions

Chats Less Than Seven Days Old

Chats less than seven days old are fairly easy to recover. Simple uninstall WhatsApp and reinstall.

  1. On your phone, search for Applications. The location will differ with each version of Android. 
  2. Look for the WhatApp app and tap on it to reveal the Uninstall option. Alternatively, open the Google Play app, go to My Apps, locate WhatsApp and uninstall. 
  3. Once you have removed the application, select it from the Google Play store and reinstall. You will be prompted to restore your message history. 
  4. Tap Restore and follow the prompts to finish. 

The reason this is possible is because WhatsApp creates a back up of your messages at 4 am everyday. This backup is stored on your SD card.

Chats Older Than Seven Days

Restoring chats older than seven days is slightly more complicated.

  1. Before you begin restoring older chats, backup your current chat history by going to WhatsApp > Menu  > Settings > Chat Settings > Backup conversations.
  2. Next, go to your WhatsApp database folder using your file manager (Files) app. The route to the database folder is /sdcard/WhatsApp/Databases. In this folder, you will notice several files . The backup file you have just created will have a name similar to "msgstore.db.crypt7" or "msgstore.db.crypt8". Rename this file so that you don't confuse it with other files during the recovery process. For example, you can rename it to "msgstore.db.crypt8.recent".
  3. Take note of the other database files marked with different dates e.g. "msgstore-YYYY-MM-DD.2.db.crypt5" As you have probably guessed, YYYY-MM-DD is the year, month and date of backup. Decide on the backup file you want restore based on the date and rename it “msgstore.db.crypt”
  4. Uninstall WhatsApp and reinstall. Choose Restore when prompted and your old chat history is restored using the file you have renamed “msgstore.db.crypt” in point 4 above. 

WhatsApp Android Resources


Thursday, April 24, 2014

How To Beat Alcoblow (Kenyan Breathalyzer)

If you are a regular driver on Kenyan roads and you enjoy your tipple, you must have wondered if it is possible to beat or trick the alcoblow gadget and pass the test.

Alcoblow is a breathalyzer device used by Kenyan traffic police to determine blood alcohol concentration (BAC). The gadget has proved a nightmare for Kenyan drivers. Hundreds have been arrested, fined and even jailed for driving under the influence.

There are several misconceptions around the issue of whether the device can be tricked and we hope to separate fact from fiction in this article.

Drinking lots of water before you leave the bar will lower your BAC

This is fiction. The amount of water you drink does not affect the length of time it takes your body to break down alcohol. Water only prevents you from getting dehydrated and can lessen the effects of a hangover.
On average, it takes one hour to break down one unit of alcohol. The following are the units of alcohol contained in several drinks common in Kenya ..so do the math.

One unit of alcohol is equal to 10ml of pure alcohol. There are roughly:
  • 2.1 units in a 175 ml glass of wine (12%)
  • 3 units in a 250 ml wine (12%)
  • 2 units in 473ml of low-strength lager, beer or cider (2.5 - 3.5%) e.g. White Cap Light, Tusker Light
  • 3 units in 473ml of higher-strength lager, beer or cider (5 - 6%)e.g. Heineken, Tusket Malt, Summit Malt, Tusker, Pilsner, Whitecap, Summit etc
  • 1 unit in a tot measure of spirits (25ml) e.g. Viceroy, Richot, Smirnoff, Jameson, Johny Walker etc
The length of time to break down alcohol is also affected by a person's:
  • weight
  • gender
  • age
  • metabolism
  • amount of food eaten
  • type of alcohol consumed
  • medication 

Holding Your Breath and Pretending to Blow into the Device

This will hardly fool the usually hawk eyed police officers. In fact, it is a bad idea to try this because holding your breath allows alcohol to accumulate in your lungs and potentially inflate the actual BAC reading when you eventually blow into the device (and you will!).

Hyperventilation May Beat Alcoblow


The only way you could potentially get away drink driving is by hyperventilating a few minutes before you blow into the device. This involves breathing in and out deeply for about two minutes. A decades old study found that breathing in and out deeply or engaging in vigorous exercise a few minutes before being tested can lower your BAC by as much as 10%. So if you are only slightly above the legal limit, you could try hyperventilating and you just might pass the test.

Register for an Alcoblow Whatsapp or Facebook Group

There are numerous social media groups where members watch out for one another by posting about alcoblow roadblocks when they encounter them so that other members can avoid them. This has effective for a while but the NTSA (National Transport and Safety Authority) recently purchased a fleet of vehicles to allow them to stop drivers and test them on the spot at any location. It seems the lawman is becoming highly adept at catching drunk drivers.

Warning

  • The only way to beat alcoblow for sure is not to drink and drive, it simply isn't worth the risk. You endanger your life and other people's lives; not to mention the stress you go through trying to navigate the police road blocks. 
  • Some mouthwashes contain alcohol and can lead to a positive test if the police stop you a few minutes after using the mouthwash. For example, Listerine is 27% alcohol. A number of fresh breath sprays also contain alcohol.

Resources

National Health Service UK
Brown University Health Education

Suggested Reading
List of traffic offences


Share on Whatsapp

Tuesday, April 22, 2014

How to buy direct from China Without Having to Fly There

Every month hundreds of thousands of Kenyans board planes and head off to China in search of various goods. While getting on a plane and going to China is a good business and cultural experience, did you know you can save lots of time and money by buying direct from China? This is possible through online trading portals that connect buyers and sellers globally.

Instructions


  1. Visit any one of several well established trading portals and register an account. The following are the top five online trading websites where you can find thousands of manufacturers, traders and exporters based in China and other parts of the world:
  2. Read through the instructions on each website because each site has different terms and conditions.
  3. Browse through the various company and product profiles. Once you identify the goods you wish to import, contact the supplier(s) using the contact information provided and request a quotation. Make sure you request quotes from at least five different suppliers for comparison purposes.
  4. Select your preferred supplier and confirm the order. Insist on making payment via a letter of credit as opposed to a telegraphic transfer (TT), Western Union, Credit Card or other methods. A letter of credit protects you in case the supplier ships sub-standard goods or goods that differ from the description. You will set up the letter of credit from your bank in Kenya. The transaction then becomes a bank-to-bank transaction. Your bank will only release the funds to the Chinese bank once you confirm that the goods have been received and conform to the description on the bill of lading. 
  5. The supplier will prepare a bill of lading and organize to ship the goods to Kenya.
  6. At this juncture, you will need to enlist the services of a clearing agent. The clearly agent will advise you on the import duty and VAT payable. The agent will also process the import documentation through Kenya customs. 
  7. Once your goods arrive at the port of Mombasa or at the airport,  pay the duty and collect your goods. Confirm that the cargo conforms to the exporters description as contained on the bill of lading. If satisfied, notify your bank in writing and they will release the funds to the Chinese suppliers bank.


Tips and Warnings

  • A round-trip to China costs over one hundred thousand shillings (flight and accommodation). For many people, buying online can result in considerable savings and give them that extra competitive edge that they need. 
  • Beware of scammers. There are many fraudsters in China. If you use this method to transact, insist on payment using a letter of credit. Avoid any Chinese supplier who refuses this form of payment as this could indicate an intent to defraud.
  • It is not possible to use online trading portals for all kinds of goods. Some items may demand your (or a representative) physical presence to confirm specifications, choose from different options and inspect quality.
  • Find out how to import from China through Eastleigh.





Sunday, April 20, 2014

How to be Successful: Avoid the Beaten Path

Success for many people in life has come as a result of doing something they were just dying to do but didn't have the courage to try out. 
Do you find yourself in a situation where you simply don't have the courage to take that big risk? Well, all successful people have taken an important risk at some critical point of their lives.


To be successful in life, you have to avoid the beaten path. Nothing summarizes this better than this poem about risk. The composer is anonymous.


Wednesday, April 9, 2014

How to Bank Money Using a Bank's M-pesa Paybill Number

Are you one of those people still struggling to queue at the bank in order to make a deposit? If you are, you need to put a stop to that immediately. Ever since Safaricom launched the M-pesa Paybill service, it is no longer necessary to waste your valuable time in bank queues. All you need to do is find out the bank's Mpesa Paybill number and then follow the instructions below.

Instructions


  1. Look for the nearest M-pesa agent and deposit the funds in your M-pesa account.
  2. Go to your M-pesa menu and scroll down to "Lipa na M-pesa"
  3. Select "PayBill"
  4. Enter the bank's Business Number. If you do not know the bank's business number, please see this page that contains several bank Paybill numbers
  5. Next, enter the bank account number
  6. Enter the amount you want to deposit to the bank account
  7. Enter your M-pesa PIN and send
  8. After a few seconds you will get an SMS confirmation that the funds have been deposited in the bank account. 


Tips and Warnings

  • Make sure you enter the correct bank account number to avoid banking the funds in the wrong account.
  • Try out this Mpesa cost calculator



Tuesday, April 8, 2014

List of Bank M-pesa PayBill Numbers


The following is a list of M-Pesa PayBill numbers for Kenyan banks, microfinance institutions and saccos. This page is regularly updated.


1
ABC Bank
111777
2
Bank of Africa
972900
3
Barclays Bank K LTD
303030
4
CFC Stanbic
600100
5
Chase Bank
552800
6
Citibank N.A Kenya
100229
7
Commercial Bank of Africa (CBA)
880100
8
Consolidated Bank LTD
508400
9
Co-operative Bank
400200
10
Diamond Trust Bank (DTB)
516600
11
Ecobank
700201
12
Spire formerly Equatorial Commercial Bank
498100
13
Equity
247247
14
Family Bank Ltd
222111
15
Faulu DTM
328585
16
First Community Bank Ltd
919700
17
Gulf African Bank
985050
18
Housing Finance Company Ltd
100400
19
I & M Bank Limited
542542
20
Imperial Bank Ltd
800100
21
Jamii Bora Bank
529901
22
KADET Ltd
200555; 549900
23
Kenya Commercial Bank (KCB)
522522
24
Sidian formerly K-REP BANK
111999
25
KWFT DTM
101200
26
Musoni
514000
27
National Bank
547700
28
NIC Bank Limited
488488
29
Post Office Savings Bank (Postbank)
200999
30
Prime Bank
982800
31
Rafiki DTM
802200
32
SMEP DTM
777001
33
Standard Chartered Bank
329329
34
Transnational Bank
862862
35
UBA Bank
559900
36
Unaitas
544700
37
Uwezo DTM
504600

Suggested Reading

Share on Whatsapp